Another one might be your sister is asked to go out with friends and they ask you if you would mind staying behind as there are no spare seats in the car (hypothetical but helps with my other point) If you say ok, you are left out (which you probably don't want). If you say "No I want to come" you spend the evening feeling like you ruined their night.
Another pet conversational hate that I am sure others share is "no offence but..." Also once you get upset or offended by something someone said "I was just joking" Both of these phrases mean that you are not allowed to retaliate or get upset because you would be seriously overreacting.